Due to climate change, the number of summer and tropical days is increasing. Thunderstorms will therefore become more frequent. This increases the risk of lightning discharges and therefore damage due to lightning strikes. The warmer it gets, the greater that chance is: for every degree of warming, the number of lightning discharges increases by 10 to 15 percent.
Private
Dwelling
Assured:
- Most private home insurance policies cover damage from lightning strikes and induction (after lightning strikes nearby, power enters the home through exterior pipes).
Car
Insured, provided that there is a hull or all-risk insurance:
- Damage to the car due to lightning strikes.
- No influence on bonus/malus scheme.
Businesslike
Buildings and inventory
Assured:
- Damage caused by lightning strikes.
Optional to insure:
- Induction (after lightning strikes nearby, power enters the buildings through outdoor pipes).
Company car
Insured, provided that there is a hull or all-risk insurance:
- Damage to vehicles due to lightning strikes.
- No influence on bonus/malus scheme.
The information on this website is based on the extensive terms and conditions, which often apply by default. It is possible that you and your insurer have deviated from this.
This product has been made possible in part by the Ministry of Infrastructure and Water Management.
Please note: the terms and conditions may differ per insurance. For more information, please contact your insurer or intermediary.