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Unfortunately, geopolitical tensions are currently rising and global stability and security are under pressure. On 6 December 2024, the government underlined the importance of strengthening society's resilience to military and hybrid threats. On this page you will find information about resilience issues in relation to the insurance market.

Investing in defence

Increasing geopolitical tensions are increasing pressure on Europe to strengthen its defence industry. The insurance sector recognises the efforts of the Dutch government and the European Commission and feels a responsibility to contribute to European security.

To contribute to this, the sector, led by the Dutch Association of Insurers, has held roundtable discussions with stakeholders to explore the possibilities for financing and investments in the defence industry. Read the results of these conversations. The most important precondition for this is that the due diligence is carried out and recorded carefully and demonstrably by the government, as only the Dutch government has both public and confidential information about countries, organisations and companies.

The paper has led to follow-up discussions with the government. The sector continues to consult on the possibilities and calls on the ministries to quickly provide clarity about an investment opportunity that guarantees due diligence by the government.

Cash

Due to the increasing dependence on digital payments, society is becoming more vulnerable to disruptions and cyber attacks that can disrupt this traffic. In such situations, it is very important that households are prepared.

One of the most important measures is to maintain an emergency supply of cash, so that people remain able to make minimum necessary expenses when digital means of payment are temporarily unavailable.

In principle, cash is covered by home contents insurance. In many cases, there is only limited coverage. It is therefore important to carefully check the policy conditions of your insurance and to check whether your personal situation is sufficiently covered.