In winter, hail pellets are often much smaller. They are white, transparent grains that contain a lot of air. However, even this hail can sometimes cause damage.
Private
Dwelling
Assured:
- Most private home insurance policies cover hail damage.
Not insured:
- Damage due to poor maintenance.
Car
Insured, provided that there is a hull or all-risk insurance:
- Damage to the car.
- No influence on bonus/malus scheme.
Businesslike
Buildings and inventory
Insurable:
- Damage due to hail impact to the roof or to the rest of the property.
- Damage to stocks and inventory.
- Business interruption.
Not insured:
- Damage to property on the property (there are other insurances for that).
- Damage to crops and the like (there are other insurances for that).
- Damage due to poor maintenance.
Company car
Insured, provided that there is a hull or all-risk insurance:
- Damage to vehicles.
- No influence on bonus/malus scheme.
The information on this website is based on the extensive terms and conditions, which often apply by default. It is possible that you and your insurer have deviated from this.
This product has been made possible in part by the Ministry of Infrastructure and Water Management.
Please note: the terms and conditions may differ per insurance. For more information, please contact your insurer or intermediary.